Financial Mirror.
An honest assessment of your current financial position against Islamic principles. Answer each question truthfully. The mirror only works when it reflects reality.
Connected to Phase 1: Foundations
Debt Position
Do you have any interest-bearing debt (mortgage, car loan, credit card, student loan)?
Do you know the total amount of riba-based obligations you carry?
Do you have a written plan to eliminate all riba-based debt?
Income Assessment
Is your primary income source halal according to Islamic principles?
Do you have multiple income streams?
Could you maintain your household for 6 months if your primary income stopped?
Investment Position
Are your current investments Shariah-compliant?
Have you evaluated your investments through a structured halal filter?
Do you have a written investment strategy aligned with Islamic principles?
Family & Legacy
Have you written a will that follows Islamic inheritance rules?
Does your family understand your financial structure?
Have you established any ongoing charity (sadaqah jariyah) or waqf?
Community Contribution
Do you pay zakat accurately and on time?
Do you contribute financially to Islamic community institutions?
Are you involved in any Islamic economic initiative beyond personal finance?